Mobile App WikiMobileAppWiki
    Back to Apps
    Experian® icon

    Experian®

    Hidden Gem

    Monitor and improve your credit with the Experian app. Get free FICO® Score and credit reports, boost your score, and save money on bills.

    finance
    4.8
    N/A
    iOS
    Free
    Honest Take

    + Users praise the app's effectiveness in credit score improvement, particularly with the Experian Boost feature, and its comprehensive credit monitoring.

    A significant security flaw allows unauthorized account overwrites, leading to identity compromise and user frustration.

    This page contains affiliate links. Learn more

    Screenshots

    Experian® screenshot 1
    Experian® screenshot 2
    Experian® screenshot 3
    Experian® screenshot 4
    Experian® screenshot 5

    Swipe to view more screenshots

    About Experian®

    Experian® offers a comprehensive financial management platform designed to empower individuals with greater control over their credit and spending. The app addresses the common challenge of understanding and improving one's credit health by providing free access to an Experian credit report and FICO® Score. Users can monitor their scores, identify factors impacting their credit, and track changes in real-time through push notifications.

    The core mechanics revolve around its credit monitoring and bolstering features. Experian Boost® allows users to potentially increase their FICO® Score by linking eligible bill payments, such as utilities and streaming services, to their credit profile. Additionally, the marketplace feature curates personalized financial product offers, including credit cards with "No Ding Decline™" options, personal loans, and car insurance comparisons, aiming to help users find better rates without immediate credit score impact. For a paid membership, the app extends its utility with services like Bill Negotiation & Subscription Cancellation, which aims to save users money by negotiating bills and eliminating unwanted subscriptions. It also provides Experian CreditLock for enhanced identity theft protection, alerting users to new credit applications while their file is locked. This app is primarily for individuals actively seeking to improve their credit score, monitor their financial accounts for security, and potentially reduce monthly expenses through negotiation and smart financial product selection.

    Key Features

    Financial Power to All™
    You could save big on car insurance and even get notified about changes to your credit profile

    Similar Apps

    Hidden Gem
    tMoney Budget icon

    tMoney Budget

    A budget is more than just a list of numbers—it's where you go to find answers. tMoney was designed to take you beyond basic income and expense tracking. It's built to help you gain valuable insight into your financial situation, correct money habits that may be holding you back, and achieve the goals that matter most—whether that’s becoming debt-free, buying a home, or managing your money with confidence. Unlike other budgeting apps, tMoney doesn’t try to act like a bank. There’s no need to link your personal banking data—most banks already provide those tracking tools. Instead, tMoney focuses on helping you build a clear financial strategy that you can adjust and optimize for your unique life. Whether you're preparing for a future expense, weighing a career change, or striving to reach your savings goals, tMoney puts you in control of your financial future. Key Features: • Gain true clarity over your finances: tMoney helps you include all your income sources, then easily toggle them on or off to understand how each impacts your overall financial picture. With this clarity, you’ll make smarter decisions about spending and saving. • Plan for life’s unexpected changes with confidence: Dynamic toggles allow you to switch expense groups on and off, so you can see how different scenarios (like a rent increase or a new job offer) affect your budget. This flexibility gives you peace of mind in any situation. • Keep your budget on track automatically: tMoney calculates direct deposit allocations, ensuring that your income is immediately set aside for your priorities. This proactive approach keeps your financial plan running smoothly, no matter how busy life gets. • Master your food budget with precision: With dedicated tools to manage grocery and dining expenses, you can take full control of your food budget—one of the trickiest areas to manage. Stay on top of your spending and save more without sacrificing the things you enjoy. • Prevent financial surprises by planning

    Empowering
    Strategic
    Insightful
    finance
    5
    Freemium
    Hidden Gem
    Simple Checkbook. icon

    Simple Checkbook.

    A simple checkbook to help organize your finances. Features: - Keep track of any number of accounts. - For each transaction, track the date, name, type, amount, check number, category, and notes. - Mark transactions as cleared. - Displays cleared, outstanding, and current balance. - Ability to filter transactions displayed. - Display charts for expenses or income by category. - Syncs to iCloud

    Practical
    No-frills
    Organized
    finance
    5
    Freemium
    Hidden Gem
    Six Functions of a $1 icon

    Six Functions of a $1

    Six Functions of a $1 is a suite of financial calculations commonly used in finance, economics, investment analysis, and valuation. These functions are especially useful to students learning about time value of money concepts. Key input variables are amount, annual interest rate, and term or length of time. The term and the frequency of compounding or discounting can be set to monthly, quarterly, or annual intervals. Once a computation has been performed for a particular term, you can access a "periodic table" that displays the calculated results for all periods up to the term so you can see how the results will vary over time. Changes made to the variables for each function are saved for subsequent use, thereby simplifying the task of making changes to some variables while retaining others. This helps with repetitive computations where you are examining the consequence of changing one variable at a time.

    Broken
    Unresponsive
    Frustrating
    finance
    5
    Freemium
    Hidden Gem
    Profit & Margin Calculator icon

    Profit & Margin Calculator

    Introducing Profit & Margin Calculator, the ultimate tool for business owners, entrepreneurs, and financial enthusiasts. This powerful app brings you a comprehensive suite of essential calculations to help you make informed decisions and maximize your profits. From determining annual profits to calculating sales margins, this app has you covered. Key Features: Annual Profit Calculator: Easily calculate your annual profits by entering your revenue and expenses. Gain valuable insights into your business's financial performance and make data-driven decisions. Gross Margin Calculator: Determine your gross margin by inputting your total sales and cost of goods sold. Quickly assess your profitability and track changes over time. Sales Margin Calculator: Calculate your sales margin percentage by entering your total revenue and the cost of goods sold. Monitor your pricing strategies and optimize your sales for maximum profitability. Net Profit Margin Calculator: Understand your net profit margin by inputting your net income and total revenue. Evaluate your business's efficiency and identify areas for improvement. Discount Calculator: Easily calculate discounts on products or services. Effortlessly determine the discounted price and the amount you'll save. Perfect for both personal and business transactions. Business Valuation Calculator: Evaluate the worth of your business using various valuation methods. Gain insights into potential growth opportunities and make informed decisions about acquisitions or investments. Sales Tax Calculator: Accurately calculate sales tax for different regions or jurisdictions. Ensure compliance with tax regulations and avoid potential penalties. Whether you're a small business owner, a freelancer, or an investor, Profit & Margin Calculator is an essential tool for your financial arsenal. Simplify complex calculations and make smarter decisions to drive your business forward. Download Profit & Margin Calculator today and take control o

    Professional
    Pragmatic
    Streamlined
    finance
    5
    Freemium