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    Bank of America Mobile Banking icon

    Bank of America Mobile Banking

    Hidden Gem

    Manage your finances on the go with the Bank of America Mobile Banking app. View accounts, pay bills, deposit checks, invest, and more. Secure & convenient

    finance
    4.8
    N/A
    iOS
    Free
    Honest Take

    + Users appreciate the app's comprehensive features for managing finances, including banking, budgeting, and investing.

    A significant recurring issue is the inability to sign in easily with fingerprint/Face ID after updates, forcing users to recall complex passwords.

    This page contains affiliate links. Learn more

    Screenshots

    Bank of America Mobile Banking screenshot 1
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    About Bank of America Mobile Banking

    Overview

    Bank of America Mobile Banking is a comprehensive financial management application designed for U.S.-based customers. It provides a secure and convenient way to handle various banking needs directly from a mobile device. The app consolidates access to checking, savings, credit card, loan, and investment accounts, offering a holistic view of a user's financial landscape. From basic account monitoring to advanced financial planning tools, it aims to empower users with control over their money.

    The app goes beyond traditional banking functionalities by integrating services such as Zelle® for quick money transfers, mobile check deposit with instant confirmation, and an AI-powered virtual assistant named Erica. It also prioritizes security with features like Touch ID/Face ID® login, fraud notifications, and a Mobile Banking Security Guarantee. For Merrill Lynch clients, the app extends its capabilities to investment management, allowing for trading and real-time market data access, making it a robust platform for both banking and investment needs.

    Key Features

    • Account Management: View balances, review activity, activate/replace cards, and manage all account types.
    • Money Transfer & Payments: Securely send/receive money with Zelle®, transfer funds between linked accounts, and pay bills.
    • Mobile Check Deposit: Deposit checks by taking photos, with immediate processing confirmation.
    • Erica, Virtual Assistant: Get help with transactions, bill payments, valuable alerts, and financial insights.
    • Enhanced Security: Touch ID/Face ID®, fraud alerts, security center, and Mobile Banking Security Guarantee.
    • Merrill Investment Access: Trade stocks, ETFs, mutual funds, view market data, news, and communicate with advisors.
    • FICO® Credit Score: Easily check your FICO® score, understand influencing factors, and learn about credit health.
    • Financial Education & Tools: Set savings goals, track spending, compare income vs. expenses, and create budgets.

    Who It's For

    Bank of America Mobile Banking is ideal for existing Bank of America customers and Merrill clients residing in the U.S. who seek a convenient, secure, and integrated platform to manage their diverse financial accounts. It's particularly useful for individuals who frequently need to check balances, transfer funds, pay bills, deposit checks remotely, and monitor their credit score. Those actively managing investments through Merrill or seeking tools for budgeting and financial education will also find the app highly beneficial.

    Key Features

    View account balances and review activity
    Activate or replace credit/debit cards
    Set alerts for important account info
    Manage all accounts, including checking, savings, credit cards, loans and investment accounts
    Securely send and receive money with Zelle® using a US mobile number or email address¹

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